Growing Use of Cashless Payments in Japan
In recent years, cashless payments have become increasingly common in Japan.
Especially in major cities and tourist destinations, you can use various electronic payment methods at restaurants, convenience stores, train stations, and sightseeing spots.
This makes travel easier by eliminating the need to carry coins and enabling smooth transportation and shopping.
Main Types of Digital Payments in Japan
① Transportation IC Cards
Cards like Suica, PASMO, and ICOCA can be used not only for trains and buses but also at convenience stores, kiosks, and vending machines.
You can recharge them at stations, and payment is completed simply by tapping.
- Suica (Tokyo area)
- PASMO (Tokyo area)
- ICOCA (Kansai area)
Although each card has a regional brand, they are mutually compatible across most of Japan.
What Are Suica and PASMO?
- Suica
Provided by JR East, usable in the Tokyo area and on many Shinkansen routes. - PASMO
Issued by private railways and subway companies; works similarly to Suica.
Both can also be used at convenience stores, vending machines, and station shops.
Other Major Regional Cards
- ICOCA (Kansai)
- TOICA (Tokai)
- Kitaca (Hokkaido)
- manaca (Nagoya)
- nimoca (Kyushu)
- SUGOCA (Kyushu)
- Hayakaken (Fukuoka)
Most are cross-compatible nationwide, though some rural buses or local lines may not accept them.
IC Card Tips
- Recharge or pass purchase may require the card’s issuing area.
- Refunds are only processed in the issuing region.
- Some cards cannot be recharged with overseas credit cards.
- Mobile use (Apple Pay/Google Wallet) may vary depending on device and region settings.
② QR Code Payments
Scan-to-pay services using your smartphone. Some overseas apps work in Japan.
- WeChat Pay
- Alipay+
- PayPay (Japan domestic app)
Acceptance is growing, especially in tourist areas.
③ Credit & Debit Cards
Visa, Mastercard, American Express, and JCB are widely accepted.
Tap-to-pay options like Visa Contactless and Mastercard Contactless are also increasing.
However, some small local restaurants accept cash only.
Where Digital Payments Are Convenient
Transportation
Smooth travel on trains, buses, and monorails.
Travelers can use Suica apps or short-term IC cards.
Convenience Stores, Supermarkets, Restaurants
Major chains like 7-Eleven, Lawson, and FamilyMart support many cashless methods.
Vending Machines
IC-card compatible vending machines are common around stations.
Which Should You Choose?
For short-term travel, IC cards are highly recommended:
- Easy for trains and buses
- Usable at convenience stores
- Great for small purchases
If you shop a lot, combine with QR payment
- More shops support inbound-friendly apps
- Possible promotions and points
Tips for Travelers
- Some small shops are cash-only
- IC cards require topping-up
- Mobile payments need internet access
Carrying a small amount of cash is still helpful, especially in rural areas.
Summary
Japan’s cashless environment is rapidly improving, especially in cities.
Using a transportation IC card with QR payments and credit cards will help you travel efficiently and comfortably.
Enjoy a smart, cashless trip in Japan!